moved that Bill , be read the second time and referred to a committee.
He said: Madam Speaker, the Build Canada Homes act would establish Canada as an affordable housing builder. The Build Canada Homes act is landmark legislation that would establish Build Canada Homes as a Crown corporation with a mandate to deliver affordable housing at scale. The work Build Canada Homes would do is essential to the federal government's ability to build the affordable homes Canadians need and would initiate a new phase of transformative growth in Canada's economy.
The legislation would provide Build Canada Homes with operational independence and flexibility. As a Crown corporation, Build Canada Homes would have the powers, functions and new tools it needs to deliver on its mandate. Equipped with these new tools, it would be able to act nimbly as a developer, financier, convenor and innovation driver in the housing sector. As I said, with this legislation Build Canada Homes would become a Crown corporation focused on building affordable housing in communities right across the country. This is important, essential and meaningful work, and it would tackle something even bigger than just the crisis that is facing our housing sector, because investing in building the affordable housing that Canada needs would in turn help grow our country's economy and strengthen our industries.
We know that housing is not simply about having a roof over one's head. The stability that a home provides builds the foundation for mental and physical health, for community involvement and for personal success. Everyone in Canada deserves a safe home, a place where stability takes root so opportunity can blossom.
I will put the housing crisis in context.
[Translation]
Even though some progress has been made, many Canadians still struggle to find affordable housing. The pandemic complicated things by disrupting the supply chain, and tensions with the United States have added further challenges.
This pressure is being felt across the country, in big cities and small communities alike. Canadians are experiencing rising prices, a lack of supply, and greater inequality. That is why our new government is working to make housing more affordable, to offer more options and to help every Canadian have a place to call home.
[English]
Budget 2025 includes generational investments of $25 billion over five years for housing. This strategic investment will build homes and create lasting prosperity, empowering Canadians to get ahead.
Solving Canada's housing crisis requires immediate action to build homes that meet Canadians' needs: homes they can afford, built as soon as possible. That is why, in September 2025, our government launched Build Canada Homes as a special operating agency within the Department of Housing, Infrastructure and Communities Canada, with an initial investment of $13 billion. Build Canada Homes is part of a broader set of measures by our government to accelerate housing construction, restore housing affordability and reduce homelessness.
As a lean, purpose-built entity, Build Canada Homes would leverage public lands, deploy flexible financial tools and promote modern methods of construction, like factory-built housing components. These new approaches would allow us to accelerate construction timelines, improve productivity and support a more productive homebuilding sector.
Build Canada Homes would fund multi-year agreements, providing increased certainty for housing providers, builders and manufacturers. In the immediate term, Build Canada Homes is prioritizing shovel-ready projects. Over time, Build Canada Homes would shift to funding large-scale, portfolio-based projects, delivering measurable impacts to Canada's supply of affordable housing, which brings us here today.
This legislation would provide Build Canada Homes with the tools and authorities of a Crown corporation to deploy capital at scale, partner in greater capacity and make investments in new and more productive approaches to housing construction. This is how we would expedite the delivery of more affordable homes on public lands and in communities across Canada.
As a special operating agency, Build Canada Homes has already launched the initial phase of work to build thousands of homes on federal lands in six communities across Canada, and we are getting shovels in the ground this year on those projects. In Ottawa, we would build approximately 1,100 homes just 20 minutes from the downtown core. We would deploy the same rapid approach across the country, in Dartmouth, Edmonton, Longueuil, Toronto and Winnipeg, to get homes built for Canadians as quickly as possible on these lands.
[Translation]
The bill authorizes the transfer of just over $1.5 billion from the Canada Lands Company to Build Canada Homes, once the agency is established, to ensure that this capital is ready to unlock construction on these sites. This is just the beginning. The Build Canada Homes act represents a major step forward in strengthening the federal government's ability to respond to Canada's housing crisis.
[English]
This legislation makes it clear that Build Canada Homes would be Canada's affordable housing builder going forward. As such, as a Crown corporation, Build Canada Homes' mandate would be to build affordable housing across Canada while modernizing the homebuilding sector.
[Translation]
By focusing on modern construction methods like prefabricated housing and the use of lumber, Build Canada Homes will stimulate a homebuilding industry that is more innovative, resilient and productive. Off-site construction will extend the construction season year-round, creating a steady supply of factory-produced housing components and quality year-round jobs. Over time, this will speed up project delivery, reduce costs and improve sustainability.
[English]
With manufactured panels and prefabricated components produced off-site, construction teams can work faster while minimizing waste, noise and required labour.
With the trade tensions hitting our industries such as steel and softwood, we have to be our own best customer. Mass timber, as an example, has tremendous potential for supporting greater densification. Mass-timber designs, especially those incorporating prefabrication and modular components, can accelerate the construction of multi-unit residential structures. The wood construction also provides natural insulation that reduces heat loss, increasing energy efficiency.
The carbon capture by mass timber can also be significant, especially in taller wood buildings. When used as a substitute for or complement to concrete and steel, mass timber delivers significant climate benefits, cutting embodied emissions in buildings by as much as 25%.
Canada has the third-most extensive forested area on earth. If we manage our forests sustainably, our country has a significant supply of timber available to meet the growing demand for building with wood and mass timber. Greater demand can strengthen Canada's softwood lumber industry while helping to reduce reliance on our southern neighbour and reducing the climate pollution caused by the embodied carbon and building materials.
I want to talk about core partnerships next. Build Canada Homes has already formed key partnerships with provinces, territories, indigenous partners and local governments. Notably, we are forging commitments to ensure that supportive and transitional housing is matched with the wraparound services residents need.
For example, these partnerships would support the creation of 30 supportive and transitional homes announced in Nova Scotia and 54 at Dunn House phase 2 in the member for 's riding in Toronto, with further negotiations under way to ensure critical services to the most vulnerable Canadians. Just last week, we announced a partnership with the B.C. government in Victoria to build 700 supportive and transitional homes, setting a new bar for the scale of the supportive and transitional homes that are needed to tackle homelessness.
Build Canada Homes is also committed to building indigenous partnerships that further self-determination and contribute meaningfully to meeting the needs of indigenous communities. Through Build Canada Homes, the governments of Canada, Nunavut and Nunavut Tunngavik Incorporated reached an agreement in principle to support the development of 750 homes for non-market housing in Nunavut. These homes will be designed and delivered in collaboration with Inuit, for Inuit.
The would establish a Crown corporation with a legislative mandate to engage with partners and deliver on projects that meet the needs of the communities they serve. As with Inuit, we look forward to strong partnerships with first nations and with Métis as well. The act would unlock the tools for Build Canada Homes to forge these new strategic relationships that would drive coordinated action and establish modern development models that could scale affordable housing like never before. This is how we move from the incremental progress we have seen in recent years to transformative progress.
By changing how Canada builds, Build Canada Homes would be delivering speed, scale and innovation. Communities across Canada are ready to work with us. Since releasing our investment policy framework and launching our national submission portal in late November, we have seen very strong interest nationwide. Proposals have come in from every province and territory. Many are under review, and hundreds more are in progress right now, building a robust pipeline of projects ready to break ground this year. These partnerships are central to Build Canada Homes' strategy to grow community housing and ensure long-term affordability. We will do this while growing our economy and making it more resilient and stronger.
Build Canada Homes would implement the Government of Canada's buy Canadian policy by prioritizing projects that use Canadian materials, strengthen our domestic supply chains and create good jobs. From softwood lumber in B.C. and New Brunswick to steel in Ontario and aluminum in Quebec, homebuilding connects Canadian materials to Canadian jobs. This is exactly why the government's approach to buy Canadian is exactly what it is about: becoming our own best customer.
It is also about shockproofing our economy. Buying and building domestically strengthens Canadian industries, supports Canadian workers and creates a stronger and more dynamic economy. The buy Canadian policy announced in December 2025 fundamentally changes how the federal government purchases goods and services. It prioritizes Canadian suppliers and requires the use of Canadian-produced steel, aluminum and wood in large federal projects so the dollars we invest drive demand here at home, strengthen our supply chains and support our workers and communities. That is how we move from reliance to resilience in a world where trade uncertainty is real.
[Translation]
This bill is about more than just building more housing. It focuses on something even more important. It is a key element of how we are retooling Canada's economy. When we invest in Canada, we are not just creating jobs. We are also strengthening domestic supply chains, reducing our dependence on foreign markets and ensuring that Canada remains competitive in a global economy where instability in international trade has become the new normal.
[English]
For workers, this would mean increasing economic security and opportunity. For businesses, it would mean demand and predictability. For our country, it would be another step in a nation-building strategy that invests in Canadian industries and communities. We are prioritizing Canadian content in major procurements, building with Canadian materials and partnering across the country to strengthen our supply chains and keep people working.
Build Canada Homes would finance and build housing, which would drive demand for Canadian lumber and steel, encourage innovation in the construction sector and make investments that directly support Canadian workers and businesses. It is a model for how we build homes, infrastructure and prosperity using Canadian materials, creating jobs today and laying down the foundation for long-term economic growth.
As for measurable results, since its launch, Build Canada Homes has moved quickly to get housing projects off the ground. I identified public lands that are being converted into housing right now. We have partnered with local governments to cut red tape, waive fees and fast-track approvals as well. This means up to 3,000 new homes right here in Ottawa and up to 1,430 homes in Nova Scotia, and recently we signed a partnership with Quebec to accelerate approvals and identify even more housing projects in the province. In total, nine Build Canada Homes deals are now in place and are expected to deliver nearly 9,000 new homes. There are many more projects coming in the months ahead. With private, public and government partners all showing up, we are ready to build.
There is lots more work to do, but the progress we have seen in just a few short months gives me confidence that we are moving in the right direction. Build Canada Homes has already demonstrated what is possible when we combine speed, innovation and collaboration to get homes built for Canadians. With the passage of the Build Canada Homes act, we would have the flexibility, autonomy and accountability we need to deliver more affordable homes. We would have the tools and authorities of a Crown corporation to scale our progress even further, move faster, partner more effectively and deliver more affordable homes on federal lands and in communities across the country. This is a pivotal step that would transform our early momentum into long-term capacity.
That is exactly what the Build Canada Homes act is designed to deliver. The act is a major milestone in the government's plan to build more homes faster and help ensure that every Canadian has an affordable place to live. It is about building more homes now, but it is also about reshaping the future for Canadians, making sure the next generation can make choices about the communities they want to live in. It is about giving families stability and supporting Canadian manufacturers and supply chains to grow Canada's economy strong. It is about creating new careers and giving communities the tools to grow sustainably.
In conclusion, with this legislation, we are marking a new chapter in Canada's history. We are transforming the housing system with intent. We are building the right partnerships and innovative financing models by design. We are shaping Canada's future to create communities that are stronger, fairer and leave no one behind. Much like the Major Projects Office, Build Canada Homes would enable nation-building housing projects that would help make our country's economy the fastest-growing in the G7. We are investing in Canadian workers, Canadian jobs and Canadian industries.
The Build Canada Homes act is a milestone step that would strengthen Canada's self-reliance and resilience. It would empower Canadians with more opportunities to get ahead and build the life they want, where they want, in a home they can afford.
:
Madam Speaker, just before my formal remarks, I would like to take one moment to mention that two weeks ago today, I was able to stand in the House and congratulate Megan Oldham from Parry Sound on a bronze medal win at the Olympics in Milan.
I am excited to report that, a week ago today, I had the immense privilege of standing at the bottom of the hill and watching her win gold in the big air event. I had never been to the Olympics before, and I have to say that watching a constituent and family friend win gold is a pretty exciting experience. I just want to report that we are obviously immensely proud of Megan in Parry Sound—Muskoka and all across Canada. The town of Parry Sound is actually planning a fairly large community celebration this Saturday, and I will be there. Singing O Canada as a constituent wins gold at the Olympics is something I will never forget.
I will move on to the debate today:
For the great enemy of truth is very often not the lie—deliberate, contrived and dishonest—but the myth—persistent, persuasive, and unrealistic.
The warning President John F. Kennedy delivered at the Yale commencement in 1962 is the warning that we need to hear today. President Kennedy knew that nations could drift because of the comfort of assumptions, systems and myths.
Today, Canada is living a myth. The myth is that we can solve a housing crisis by expanding bureaucracy, that another agency will compensate for a system that is designed to delay, and that process is the same as decision. The truth is much harder. The problem in this country is not a shortage of process. It is a shortage of permission. Until we confront that truth honestly, housing affordability will not return.
Canada's housing crisis did not appear suddenly overnight. It was constructed, layer by layer, over years, over decades, with one additional approval, one new study, one longer consultation, one more appeal mechanism and one more condition layered onto an already complex process. Each individual decision seemed reasonable and each safeguard seemed maybe defensible, yet layered together they produced delay.
Delay is not neutral. Delay is a decision and it has a cost. When approvals stretch from months into years, capital sits idle, risk increases and projects that once made economic sense no longer do. As time expands, costs explode, and either those costs are embedded into the final price or the homes are just simply never built. That is not ideological rhetoric. It is simple math. This paralysis by process is measurable in months, in dollars and in lost opportunity.
The CMHC estimates that Canada must build between 430,000 and 500,000 homes per year for a sustained period to restore affordability. We are nowhere near that pace. In recent years, housing starts have fallen well below that level. Meanwhile, population growth accelerated. Between 2019 and 2024, for every 100-person increase in the adult population, only a small fraction of ownership housing was added. That imbalance compounds annually. Home ownership among Canadians aged 30 to 34 has declined sharply, rents have risen and carrying costs have increased dramatically. Now, nearly nine in 10 Canadians express concern about housing affordability. This is not some cyclical downturn that will just reset itself. It is structural and it is pervasive.
That is not just my diagnosis. I am not just griping as a partisan here. The warnings are everywhere. The OECD has repeatedly identified restrictive zoning, prolonged permitting and fragmented approval systems across levels of government as principal constraints on housing supply in Canada. It has called for as-of-right zoning, predictable and shortened approval timelines, reduced regulatory overlap and alignment between infrastructure funding and housing approvals. Its conclusion is clear: Canada's housing challenge is not primarily a financing issue; it is a supply and regulatory issue.
The International Monetary Fund has gone even further. In its article IV consultation, it has warned that housing supply constraints in Canada now represent a macroeconomic risk. They are not simply a social issue, but a macroeconomic risk.
Housing shortages fuel inflation, restrict labour mobility, suppress productivity growth and elevate financial vulnerability. When workers cannot move to opportunity, productivity declines. When productivity declines, growth slows, and when growth slows, fiscal capacity weakens. This paralysis by process in housing becomes paralysis in economic growth, so when international institutions flag housing supply as a growth constraint, it is wise for us to listen. Canada does not lack capital, talent or expertise; what Canada lacks is permission.
Prime Minister Lester Pearson believed that governments reveal their priorities not through their rhetoric but through what they make it easy to do and what they make it hard to do. In Canada today, it is easier to create a new program than to reform a process, it is easier to announce than to approve, and it is easier to expand bureaucracy than to shorten timelines. That imbalance is not limited to housing, although housing is where its consequences are most visible, which brings us to Bill .
Bill would create the Build Canada Homes corporation, the fourth federal housing bureaucracy and another governance framework and layer of administration. Let us apply the Pearson test. Would it shorten municipal timelines or eliminate duplication or endless review? Would it impose service standards or reduce the tax burden on housing? The answer is quite simply no, it would not. It would reorganize, but it would not reform, and that matters because the crisis we face is not a shortage of institutions; it is an accumulation of delay.
Build Canada Homes would not change zoning law, eliminate discretionary rezoning, impose firm timelines on reviews, reduce development or remove environmental duplication charges. It would add a new entity; it would not remove a barrier. If we do not fix time, we do not fix cost; if we do not fix cost, we do not fix affordability.
The said that we do not need to predict how this new agency is going to work; we already have some evidence. Those first six housing projects on federal lands announced by Build Canada Homes were presented as proof of momentum. They were proof that the new Crown corporation was hitting the ground running and already delivering, yet we know that those lands were already well under development through the Canada Lands Company, an existing federal Crown corporation. The sites had already been identified, transferred and prepared; planning work was already under way; municipal engagement had already begun, and in some cases, approvals were already advancing. Build Canada Homes did not unlock those sites; it inherited them.
We all know that rebranding does not increase supply, shorten approvals or break the chains of our process. If greater authority was required, it could have granted that to Canada Lands Company. Instead, the government has layered on another structure, while the underlying approvals system, with all its delays and costs, remains unchanged.
We have seen this pattern before from the Liberal government. The housing accelerator fund was introduced with similar language, such as urgency, speed and transformation. Billions were allocated, planning studies were funded, consultants were hired and zoning frameworks were reviewed, but did it eliminate discretionary rezonings, impose binding approval timelines or remove duplication? In many cases, it simply funded more planning. It did not remove process. Money was layered on top of delay and actually subsidized the paralysis.
Even the CMHC is not immune. Developers across the country report prolonged underwriting reviews, repeated revisions and changing requirements mid-process. The financing designed to accelerate housing is slowed by administration.
With every new agency or program, the signal from the government is very clear: The system is not optimized for speed; it is optimized for review. Review without discipline becomes delay, and delay without reform feeds the paralysis.
I find it interesting that when the government seeks to assist the auto sector, as an example, it works directly with the producers. It tries to strengthen their competitiveness; it secures investment for them and works to improve their supply chains. When the government wants to support farmers, it does not create some federal body that plants crops and raises cows. It backs producers, reduces risk and tries to expand markets. However, in housing, instead of empowering builders by reducing delays and costs, the government has created a new bureaucracy. Homes are built by builders, not by boards.
At the end of the Second World War, Canada faced a severe housing emergency as well. Nearly one million veterans returned home. Ten years of depression and six years of war had nearly halted construction. By 1946, the country was short more than 200,000 homes. Families were living in temporary huts and converted barracks. The crisis was immediate, yet Canada mobilized. Financing expanded, land was serviced, approvals were streamlined and authority was clear. Housing production increased dramatically through the late 1940s and early 1050s, and within a decade, that shortage was largely overcome. That is not nostalgia; it is a very clear example of urgency a time when the government treated time as the enemy.
It is easy for us today to frame this housing crisis as only about young Canadians. It is about young Canadians, but it is important to point out that scarcity affects every generation, because housing supply affects retirement security. When young families cannot afford homes, household formation slows. When household formation slows, economic growth slows. When that growth slows, pension sustainability weakens. When housing markets become distorted by undersupply, volatility increases, and volatility affects home equity. Home equity affects retirement planning. Reduced labour mobility reduces productivity, and that reduced productivity affects tax revenues, those same tax revenues that fund health care and pensions.
Housing supply is not a generational wedge issue; it is an issue of national stability. Boomers should care, mid-career Canadians should care and young Canadians already do care. Housing supply is tied to our nation's fiscal health. It is tied to productivity, and that scarcity harms us all. We know this is true because residential construction represents roughly 7% of Canada's GDP. With related industries included, nearly one-fifth of economic activity is connected to housing. When housing slows, construction employment declines, material production declines, mortgage lending slows, and retail contracts and government revenues shrink. Housing anchors fiscal health at every level, so when supply fails, the economic ripple is national.
We know that real reform is not about announcing new funds or new agencies. It is about removing friction: expanding as-of-right zoning, imposing building review timelines, aligning infrastructure funding with housing results, reducing the onerous tax burden, coordination across jurisdictions and holding departments accountable for time. None of that requires yet another Crown corporation. It requires government reforming itself at all levels. Following the same playbook of the last 10 years simply will not work.
President Kennedy warned about myths: the myth that comfort can replace courage, that process can replace decision and that more administration equals more results. Canada is living that myth right now. As we are trapped in that myth, prices rise, supply continues to fall, opportunity continues to narrow, growth continues to weaken and confidence continues to erode.
Prime Minister Pearson believed governments are judged by what they make easy and what they make hard. By that measure, we are failing. It is easy to announce, reorganize and create new agencies, yet it remains hard to approve housing, shorten timelines and remove duplication. It is hard to say “yes”, and Canadians are paying the price for that imbalance.
They see it in the cost of every home, the rent paid each month, delayed family plans and slower growth that affects retirement security and public finances alike. That is not abstract. It is absolutely measurable and absolutely reversible. We have built at scale before. We have mobilized nationally before. We have delivered transformative projects before, but the question before this House is not whether Canada can build; it is whether we are prepared to do it again, because when government makes it too hard to build homes, it weakens economic security across all generations for all Canadians. Canada does not lack builders, Canada does not lack capital and Canada does not lack the skill. Canada lacks permission.
We must restore urgency. We must restore accountability for time and restore clarity of purpose, and then supply will follow. Canada can build again, but not if we continue pretending that more bureaucracy is actual reform, and not if we continue layering announcements on top of delay.
For 10 years, Canadians have been promised strategies, funds, frameworks and agencies, and for 10 long years, affordability has moved further and further out of reach for every Canadian. Home ownership has fallen, rents have risen and starts have slowed. The crisis has deepened. This is not a failure of messaging or announcements; it is a failure of government. Repeating the same formula, another agency, another announcement, another layer, will not produce a different result; it will produce more of the same.
If we are serious about restoring affordability, then we must confront the truth. The obstacle is not a lack of government; it is too much government standing in the way. The answer is not a fourth housing bureaucracy; it is the courage to reform the system that created the delays in the first place.
Let us choose reform over reorganization. Let us choose timelines over talking points. Let us choose permission over paralysis. Canada can build again, but only if we stop repeating the costly errors of the past and start removing the barriers that caused this crisis and continue to make it worse.
Canadians deserve this level of urgency, this level of honesty. This nation has done it before, and we can do it again, but Canadians are running out of time. We must do it now.
:
Madam Speaker, today, we are discussing Bill , which seeks to establish Build Canada Homes as a Crown corporation to build affordable housing. Obviously, the Bloc Québécois is in favour of that.
The budget, which is currently being debated as part of Bill , provides for $13 billion over the next four years, until 2030, and gives the government and the Crown corporation the power to build so-called affordable homes.
For several years now, we have been experiencing a major housing crisis. The Bloc Québécois is pleased that the government and the minister, whom I commend, are taking steps to expedite efforts to build affordable housing, but why are we in the midst of a housing crisis to begin with? Why are young people no longer able to buy a home, since prices have skyrocketed in recent years? Why are people who are struggling to make ends meet no longer able to find a place to rent? Why are they no longer able to move, to find a new place to live at a price that does not force them to make sacrifices when it comes to putting food on the table or buying other basic necessities?
That is the housing crisis we are facing today. I must remind the House that the housing crisis was caused, in part, by Justin Trudeau's government, in other words, by the Liberals sitting here today, through the Century Initiative, which planned to increase Canada's population to 100 million people by the end of the century. The immigration floodgates were opened. The Bloc Québécois supports immigration, but the government must ensure it can meet its ambitious goals. Increasing immigration to such a level, which no other OECD country has done in terms of immigration, was very risky. Neither McKinsey nor the government even thought about implementing measures to support this sudden spike in immigration. Such support would include schools and hospitals and, of course, housing. That played a major part in the situation we are now in.
Of course, one of the problems related to the housing crisis concerns the financialization of housing. Rather than investing in shares in companies that produce goods and services and then receiving a portion of the profits, some people are relying on the housing market's tendency to rise in value and buying a condo or house without necessarily intending to reside there, but rather to put it back on the market in a few years and make a profit. This is another major problem. Justin Trudeau's government and his finance minister Chrystia Freeland put a few measures in place to mitigate that. For example, there was the anti-flipping measure, which required a certain amount of time to pass before someone who bought a house could resell it. There was that too. There is also the fact that a lot of people are living in increasingly larger spaces, which leaves less space available, in terms of housing stock, for people who need it.
Now the government is putting its shoulder to the wheel and finally making a major effort, which we applaud. It is going to invest $13 billion over the next four years, with the possibility of more to come later on.
Housing essentially falls under the jurisdiction of the provinces and Quebec. We in the Bloc Québécois are concerned when we see that Ottawa wants to bypass the provinces and Quebec to tackle the housing issue. Yes, we are happy that the government is putting money on the table. Why is the government putting money on the table? It is because it can afford to do so. Why can it afford to do so? It is because of the fiscal imbalance, which is thoroughly documented in the Parliamentary Budget Officer's annual reports. These reports point out that, when taxpayers pay their taxes, about half of the revenue goes to the federal government while the other half stays in the provinces. However, the expenses that the provinces have to cover in order to deliver services in areas under their jurisdiction, such as education, health care, roads and so on, are much higher than those incurred by the federal government in meeting its responsibilities, which essentially consist of transferring funds to either the provinces or to individuals. Examples include EI and OAS. The federal government has fewer exclusive jurisdictions. National defence is one, although the government made a significant shift in this area in its most recent budget. The fiscal imbalance means that Ottawa does have some flexibility, as documented every year by the Office of the Parliamentary Budget Officer.
The government sees the crisis that it helped to create, and it is saying that it will do its part and take decisive action. We welcome this gesture, but we are concerned about jurisdiction. Why? Up until the late 1980s, there used to be many partnerships between Quebec and Ottawa in the area of social housing, such as low-income housing, for example. Then, all of a sudden, the federal government decided that it was no longer interested and was abandoning the whole thing. All of a sudden, Ottawa, which had been involved in an area of provincial jurisdiction, changed its policy and left people in poverty. In other parts of Canada, this was a real disaster, a real dismantling of social and affordable housing. In Quebec, because we care, we decided that we could not let that happen. The Government of Quebec came to the rescue and saved the day by taking over the federal government's share. Then a few decades went by without Ottawa putting any money back into social housing, and that was a serious problem.
Over the past 10 years, under Justin Trudeau, there has been a renewed focus on affordable housing, and even some social housing programs, which we welcomed. However, it has been a pittance given the housing shortage and skyrocketing housing costs. That is our concern.
Now, all of a sudden, Ottawa is getting on board and creating a Crown corporation. It is putting money in the budget that will be transferred to the new Crown corporation. Yes, but what will happen in four years, six years, eight years, ten years? Will organizations and people who want to submit projects then have to go to the federal government, continue to work with the SHQ or turn to the Quebec government? We shall see, and I will come back to that since it is not specified in Bill , which establishes the Crown corporation.
However, an agreement, a memorandum of understanding, was signed between Quebec and Ottawa in that regard. We need access to that document, but we do not have it. Why? This is not unusual. Ottawa waits until it has signed agreements with all of the provinces before disclosing the content of those agreements. Why? The reason is that, often, Quebec manages to negotiate a little more autonomy than the other provinces, and Ottawa does not want the other provinces to follow Quebec's lead. That is why Ottawa generally tends to sign agreements with Quebec last. However, in this case, it seems that the federal government was in a rush to reach an agreement. The agreement was signed and my riding neighbour, Caroline Proulx, the Quebec housing minister, praised this agreement and said that the MOU respected Quebec's areas of jurisdiction. We find that reassuring and it encourages us to support the principle of this bill, but, obviously, we will have to look at the specifics of the MOU.
Bill C-20, however, leaves much to be desired. The bill establishes the Crown corporation and gives it a plethora of possible tools. The corporation can do great things, but the House has no control over it. The Crown corporation and the government have a great deal of power to develop affordable housing, but, after that, there is no accountability.
For example, the government's definition of affordable housing can be found on the website for Build Canada Homes, which was initially mistranslated in French as “Bâtir Maisons Canada”. That definition states that affordable housing should cost 30% of the median income of the neighbourhood or region, so we are not talking about an individual's ability to pay. A person living in poverty has an income below the median income of their neighbourhood. This is completely different from social housing, which is based on ability to pay and is set at 30% of the income of the person or household living in the dwelling, rather than on the median income of the neighbourhood. Meanwhile, this definition is nowhere to be found in Bill C-20. It is only found on the Build Canada Homes website, not in the legislation.
If we can trust the government when it says that it will build affordable housing, then that is great. However, the bill provides no guarantee that the housing will actually be affordable. We have no guarantee that any of the funding will go to social housing. That is really worrying.
Social housing, whether it is co-operatives, low-income housing or housing from other organizations, is based on the ability of households, as I was saying, of individuals, to pay based on their income. That is what we need to focus on. Bill C‑20, the Build Canada Homes act, allows for that. However, if Build Canada Homes did not build any social housing at all, it would still be within its framework or mission. That is a serious concern.
The same is true for energy efficiency standards, for example. The government says it needs to make an effort to fight climate change and set higher standards. That is set out in a document online stating that, yes, efforts must be made in that direction, but it is not in the bill and it is not in the mission. Build Canada Homes is not required to ensure that environmental standards are in place for the projects it will support.
Once again, we are supposed to just trust the government. Once Bill , the budget implementation bill, is passed, the government and the Crown corporation will no longer be accountable to the House. We are being asked to trust the government, and this raises concerns.
It is the same thing with local materials. Obviously, when people buy two-by-fours or two-by-sixes, they do not import them from the U.S. or Europe. We make enough of those products here in Canada. However, the government has said that people need to maximize local benefits, make efforts to ensure that the materials purchased are produced locally and drive Canada's economy. That is all well and good, and we welcome that. However, that is also in a schedule that is neither on the website, nor in the bill. The government has made a commitment, but what kind of accountability mechanisms will there be? Once again, it is not within the Crown corporation's mission, and it is not in the bill. We have to trust the government, which will not be required to keep its commitments afterwards.
I was a member of the Standing Committee on Finance prior to the last election. The committee heard from the Canada Mortgage and Housing Corporation, or CMHC. In fact, the committee heard from a great CMHC economist who had done the study the committee was discussing. He told the committee that at the rate things were going with the Century Initiative, which was a major factor, rents and home prices were going to double between 2019, the base year he was using, and 2030. That is deeply concerning.
When CMHC officials appeared before the committee, they presented some tables that the committee had requested showing the various CMHC affordable housing programs. The committee found that standardizing programs, such as the rapid housing initiative, ensured each province and each territory received its fair share on a per capita basis. Quebec would receive its share. As for the rest of the programs that were not standardized, Quebec did not receive its fair share.
Again, the Build Canada Homes website states that the government would aim for regional fairness, but this is not in the bill. What does regional fairness mean? There are no standards or obligations. Build Canada Homes will not be required to say that each province will have its share. What we have learned over the past years is that when this standard is not included, Quebec does not get its share. This is a matter of great concern for us. It is a question of fairness. When there is no standard, Quebec does not get its share. There is no standard here. I will say it again: We have some real concerns.
As I said a few moments ago, Build Canada Homes is structurally very flexible. It allows for partnerships, it allows for funding to be transferred directly to the provinces, and so on. Build Canada Homes has considerable latitude to do great things. However, depending on the government's goodwill, it also makes it possible for housing projects intended for social housing or transitional housing to be converted into housing projects that would not really be affordable. There are no restrictions in this regard. That is obviously a serious concern.
Yes, the government said so. Yes, it was in the presentations last fall. Yes, the Build Canada Homes website says there will be money for transitional housing for people trying to get out of homelessness. The government says that funds will be allocated and that there will be partnerships with the provinces. That is what we want, so we welcome that. There will be opportunities to fund co-ops, social housing and low-income housing. We welcome that, too. However, there are no guarantees in this bill, so that is a concern.
I would like to mention a tenant advocacy organization in Quebec, the Front d'action populaire en réaménagement urbain, or FRAPRU, which is located in Montreal. After reading an interview published by The Canadian Press on February 7, members of FRAPRU publicly expressed their concern that Build Canada Homes could be used to financialize housing. They said, and I quote, “The cat is out of the bag. After promising to build affordable housing through Build Canada Homes, the...government's new strategy is becoming clear. Build Canada Homes will be nothing more than an investment bank”.
These people, who are on the ground fighting for tenants' rights so that we have social housing and so that people can live with dignity, had a lot more to say. Given what the has said in media interviews, FRAPRU is now concerned because the Build Canada Homes tool box comes with financial levers that the government can use to have the private sector develop housing. Some of that housing could be considered affordable, but there are no guarantees. Organizations like FRAPRU believe that this will undermine the mission of Build Canada Homes.
Are we talking about projects where support or subsidies will be granted to construction companies or real estate developers to build more housing, or will the spirit of the bill truly prevail, meaning that more affordable housing will be built? Supply and demand dictates that if there is more housing overall, prices will tend to fall. However, the members of the Bloc Québécois are asking for more than that, as is FRAPRU.
We do not just want more housing. We want more truly affordable housing, which ideally means more social housing. We would have liked to see a guarantees regarding social housing in this bill. We would have liked to see guarantees for local purchasing in construction and for environmental standards. We would have liked to see guarantees for transitional housing to lift people out of homelessness. We would have liked to see a standard that ensures fairness between the provinces to make sure that Quebec gets its fair share.
As I said at the beginning of my speech, Ottawa has a record of doing some great things on social housing, but overnight, the government changed priorities and left things in a state of ruin. Quebec had to step in to clean things up, and I am genuinely concerned that with the latest intrusion into an area that falls under the jurisdiction of Quebec and the provinces, the same thing will happen in a few years' time. When this issue is no longer fashionable, when it is no longer in vogue, the government will slash the whole program, and Quebec will once again have to pick up the pieces and go back to the drawing board.
If my party has to vote on the bill as it stands, we would have some reservations. We support the principle of social housing, but the bill falls far short of the government's commitments. There are far fewer guarantees. We are not prepared to sign a blank cheque for the government and say we trust it and we know it will do a great job. We will not do that because we want the government to be held accountable. We want guarantees to ensure that taxpayer dollars, money from the people we represent, is invested properly and is not diverted. In the meantime, we remain extremely concerned.
However, Ottawa has signed a memorandum of understanding with Quebec. As I said, Quebec was the first province to sign on, which is quite rare and exceptional. Caroline Proulx, the minister in Quebec City, and my friend, whom I wish to acknowledge, noted in a press release that “the agreement announced today is a major step forward in housing. It is significant and fully respects Quebec's jurisdiction, priorities, and legislative framework.” This gives us enough assurance, even though we have not yet seen the document, to say that we will support the bill at this stage. I have no doubt the committee will find ways to improve it. We will work on that. We also really need to have access to the text of the agreement to make sure Ottawa fully complies with all of the Quebec government's priorities.
In closing, I would just like to remind the House that the bill gives the Crown corporation Build Canada Homes the status of agent of the Crown, which gives it the powers of the government, including the power to expropriate land, the power to avoid paying municipal taxes and the power to get around Quebec's laws and municipal bylaws. We were told that this was not the government's intention and that the issue will be corrected in the agreement, but we are keeping an eye on that.
:
Madam Speaker, I will be sharing my time with the member of Parliament for .
I appreciate the opportunity to appear here today to speak in support of the . This landmark legislation would establish Build Canada Homes as a Crown corporation dedicated to building and expanding access to more affordable homes in Canada.
Over time, Canada's housing needs have evolved. While federal efforts have been delivered through a range of departments, agencies and programs, there is an opportunity to strengthen coordination and impact. Traditional construction and funding approaches alone are not meeting the scale and speed Canadians need, which is why we are moving forward with a new and innovative approach. All Canadians deserve an affordable place to call home. Housing is a fundamental need and growing demand for housing across the country requires urgent action.
Build Canada Homes was created to act quickly and efficiently. This legislation would give Build Canada Homes the flexibility and operational autonomy to deliver on its mandate. It would streamline federal housing efforts by bringing these roles under one umbrella. At the same time, it would maintain a clear accountability framework to government and would strengthen collaboration across the housing sector to deliver the affordable housing at a scale and pace that Canadians need. Build Canada Homes would act as a developer, a financier, a coordinator and a catalyst for innovation in the housing sector.
I would like to use my time today to speak about the importance of partnerships. Build Canada Homes has a central position in forging strong partnerships across all levels of government and with indigenous communities. It works with non-profit agencies, as well as key stakeholders in the housing industry, to drive the development of affordable housing across Canada. This includes private developers and community organizations.
Build Canada Homes cannot act alone. The success of its achievements lies in its partnerships. Stronger collaboration across all levels of government and with key partners is essential to tackling the housing challenges facing Canadians.
Build Canada Homes streamlines and accelerates the launch of affordable housing projects. The agency attracts public, private and philanthropic investment, maximizing impact. The would make it easier to develop partnerships across the entire housing ecosystem to bring together the right financing and the right projects. As a Crown corporation, Build Canada Homes would combine access to federal lands, development expertise and flexible financial tools under one roof. It would accelerate the delivery of affordable housing, working with non-profits, indigenous organizations and all orders of government. This approach would reduce risk, address barriers and guide projects through the development process.
Build Canada Homes would also work in close partnership with developers, investors and manufacturers to get housing financed and built. It would work directly with builders and housing providers who are focused on long-term affordability. This includes non-profits, co-operatives, community housing providers or organizations that promote a variety of housing options for Canadians. These strategic partnerships would create homes that are affordable for a range of households across the income spectrum.
Build Canada Homes would be well equipped to collaborate with all levels of government and community partners through agreements, financial support, joint ventures and shared development initiatives. It would look for strong collaboration and coordination with provinces and territories who would help advance priority projects. This could include providing land, accelerating the approval process and waiving applicable fees.
Indigenous peoples face unique housing challenges. Build Canada Homes would collaborate on proposals that would deliver shared housing outcomes with first nations, Inuit and Métis governments, indigenous housing providers, and urban indigenous organizations. The housing needs of indigenous communities would be met in the spirit of collaboration. The Government of Canada respects indigenous sovereignty and supports self-determined housing solutions that are designed and delivered with an indigenous-led perspective. Our indigenous partners know how to incorporate indigenous knowledge and culture and adopt housing solutions in a way that enables their communities to thrive. Build Canada Homes is committed to building in full partnership with indigenous peoples and advancing indigenous housing priorities.
We are also working very closely with our provincial partners. Since its launch, Build Canada Homes has moved quickly to get housing projects off the ground. The Government of Canada has identified public lands that can be converted into housing. We have partnered with local governments to cut the red tape and to fast-track approvals.
In January alone, we moved forward with two major points of progress through Build Canada Homes. The Government of Canada, the Government of Nunavut and Nunavut Tunngavik Incorporated have signed an agreement in principle. It would deliver up to 750 much-needed homes across the territory, including public, affordable and supportive housing. Through the agreement, Build Canada Homes would provide up to $250 million towards this investment.
Importantly, as part of this new partnership, up to 30% of units would be built using innovative, factory-built components. Using off-site, factory-built components would help reduce delays and deliver homes faster. The first units are expected to be completed in the very near future.
As well, the Government of Canada and the Government of Quebec have signed a memorandum of agreement to guide their collaboration on Build Canada Homes projects. This partnership would accelerate approvals and help to identify additional housing projects across Quebec. It would also be critical for unlocking funding for affordable housing to be invested in communities across the province.
Through Build Canada Homes, all levels of government are coming together to address the housing crisis. We would increase the supply of affordable housing and reduce the barriers to construction through a structured and collaborative approach. With private, public and government partners showing up at the table, we would get housing built. Growing and strengthening partnerships is an integral aspect of building homes for Canadians. By combining resources and finding innovative solutions alongside its partners, Build Canada Homes is laying the groundwork for lasting solutions.
The would formally establish Build Canada Homes as a Crown corporation with a clear mandate. As a Crown corporation, Build Canada Homes would have the operational independence, governance and flexibility needed to deliver affordable housing at scale. The legislation would allow Build Canada Homes to operate at arm's length from government, manage assets and innovative financial tools, and make long-term investment decisions more efficiently. This structure would also enable Build Canada Homes to enter into partnerships that would expand housing supply. This would include partnerships with non-profits, private developers and all orders of government, including indigenous communities.
It would reinforce Build Canada Homes's role as a permanent, delivery-focused institution rather than a time-limited program. The Build Canada Homes act would strengthen Build Canada Homes' ability to establish and maintain strong relationships across the housing ecosystem. This is the power of partnership: implementing lasting change. We are working together to build a strong and more unified approach to housing across the country.
:
Madam Speaker, I am delighted to speak on behalf of and in support of the bill, which is already delivering results in my riding of Taiaiko'n—Parkdale—High Park. I want to speak specifically about the Parkdale neighbourhood in my riding, an area that has welcomed newcomers, including people fleeing persecution and violence, and people who have mental health challenges, for decades. It is a place that used to host the more wealthy residents of downtown Toronto when it was a country retreat, and then it became a place to welcome people from around the world. Parkdale is a little corner of the community, bordered by Dufferin Street, Roncesvalles, Queen Street and King Street.
The population of the Parkdale neighbourhood of our community actually went down between 2016 and 2021. This is because we had areas of the neighbourhood in particular, such as larger mansions that had been multiresident residences, that were being turned into single-family homes. That, combined with the health needs, the needs of immigrants and refugees, and the needs of artists in our community, really created a challenge for the people in our riding, including the people in Parkdale. Government working side by side with the social sector in the kind of partnership my colleague mentioned has delivered and is delivering results.
I just want to mention a few projects that are happening right now and are funded right now thanks to Build Canada Homes and the other programs that are in place thanks to the current government. Dunn House, which my colleague, the , already mentioned, has 51 rent-geared-to-income units; there is $14 million through the rapid housing initiative, with Fred Victor and University Health Network as partners. It is changing the lives of 51 residents who have health needs and complex needs, delivering wraparound housing supports and health care supports.
We are already building another project right around the corner at 11 Brock Avenue, which has 42 rent-geared-to-income units and $21.6 million with the Parkdale Activity-Recreation Centre as the delivery partner through federal government funding. There is Green Phoenix II, also in Parkdale, with 92 new affordable units, with $14.6 million and Parkdale United Church Foundation as a partner. I announced just last month with my colleagues the second edition of Dunn House in the same neighbourhood in Parkdale as Dunn House phase one, with 54 rent-geared-to-income units focused on seniors who have complex health needs, at $21.6 million, with the University Health Network.
These are projects that are happening through a multiplicity of funds and a number of initiatives. Dunn House phase two is a project of Build Canada Homes. When I hear from the other side that there is too much bureaucracy, I say come to Parkdale and see the progress we are making right now with these institutions and with these different kinds of funds. When I hear from the other side that we are not going fast enough, I say come to Parkdale and see the housing that is being built now, is under construction, as well as the housing that is being promised.
When I hear that this kind of format is about bureaucracy, I say come to Parkdale. Come and learn from the residents of Dunn House, who have experienced a 52% reduction in emergency department visits and a 79% drop in hospital bed days. There is $2.1 million in projected annual cost savings. Come to Parkdale; come and meet the residents of these facilities, of these dignified housing opportunities, which bring housing, health care and food, with the whole community in support.
Build Canada Homes is building Parkdale strong. Parkdale is an integral part of our community. I am very much looking forward to the new projects that are being proposed within my community all along Queen West and the Queensway, such as the Parkdale People's Place project, the Parkdale Queen West Community Health Centre project and the Swansea Mews project. All these housing projects are being developed right now to provide the kind of housing we need in our community, in Parkdale, to bring a dignified life, economic opportunity and jobs.
When I hear that there is something wrong about this approach of a new institution, I say come to Parkdale; come see how the funds are flowing right now in our community and are building housing, bringing jobs, bringing dignity and connecting people to the services they need. Come see how the whole community, inspired by and being able to access these funds, is using the funds and the opportunities to build housing, to help people build new lives for each other, and to bring the kind of safety and security that all of us in our neighbourhoods and communities need.
:
Madam Speaker, I have been here for almost nine months now, and this is at least the third time I have risen in the chamber to speak about housing.
I cannot believe how much hot air the Liberals put up in this place. It is almost enough to launch the Remax hot air balloon, yet availability and affordability of housing are going down across the country. The talking points are endless. The press conferences are polished. The announcements are flashy movie sets that are quickly deconstructed afterwards.
Back home in Newfoundland and Labrador, the tents are real, the wait-lists are real and homelessness is real. Hundreds of men, women and even children are experiencing homelessness in my province. Hundreds of youth are on the waiting list for emergency shelters, and the emergency shelters are full. That is not just a statistic. That is a failure, and that failure belongs to this government. After eight years, after billions announced, after strategy upon strategy, housing is less affordable, less attainable and less available than when the Liberals took office.
In my province, young families are not asking for luxury condos. They are asking for a modest starter home, a place to raise their kids and a place to build a life. Instead, they are competing against inflation, bureaucracy, gatekeeping and federal policies that drive up the cost of living and the cost of building at every single stage. The Liberals say they are investing, but if we invest billions and the homelessness rises, it is not investment. It is incompetence.
I have learned in my last nine months here in Ottawa that the Liberals love picking winners and losers. Their favourite movie must be Pinocchio, because all they want to do is to pull the strings in almost every aspect of Canadians' daily lives.
In my riding, we have business owners applying for federal funding to build low-income housing. That may sound great, but it creates so much bureaucracy, red tape and inequality. For example, two businessmen in neighbouring communities both apply for funding for, say, 10 units at nearly $50,000 a unit. Talk about an awesome gift from the feds. I am starting to think the Liberals like the colour red, because it reminds them that they can put on their coats and pretend to be Santa Claus.
However, here is the problem: One of those businessmen did not get funding, and now all 10 of those units are going to a neighbouring community, leaving none for that businessman and his community. Why did both applicants not get five units each? The transparency of these application processes is so low. Perhaps the only way to be accepted is to be a Liberal insider or a Liberal donor.
We Conservatives, time after time, have fought for transparency and fairness, one of the biggest being the Federal Accountability Act of 2006. We fight for policies and platforms that incentivize everybody equally, instead of picking winners and losers and only choosing a select few to get incentives. We want to work with provinces to reduce the GST on all new homes under $1.3 million. These are policies that benefit all Canadians: no applications, no selection processes and no favouritism.
We have lots of land in Canada. We have high unemployment and a huge demand for housing. When we ask home builders what the problem is, they always say that there is too much red tape and bureaucracy. Developers spend years and thousands of dollars trying to acquire land, permits, developmental fees and approvals, oftentimes having to deal with three levels of government. They want government and the bureaucracies to simply get out of the way, but the Liberal government wants to do the opposite. Every solution it proposes adds to the problem by creating more bureaucracy.
Justin Trudeau's government implemented the national housing strategy. It did not work. Home prices continued to soar at rates much higher than our neighbouring economy, the United States. The Liberals came back to the House, after campaigning in the election that they would be a completely different government, and decided they wanted to continue to do the same. This led to the creation of private member's bill, Bill , which would create more red tape.
That was not enough. Now we are here today discussing Bill , which once again builds more bureaucracy. If the Liberals are going to come into the House with their smoke and mirrors and repackage the same bills over and again, I have no choice but to give the same speech, but just in a different font.
Mr. Speaker, I would like to continue my speech, but I will be splitting my time with another member afterward.
The Liberals are introducing this new bill to give the illusion that they are directly involved in trying to put out the fire they started. In 2017, the Liberals launched the national housing strategy, administered by the Canada Mortgage and Housing Corporation. If they already have the solution, why do they need to repackage the same old plan? They spent $150 billion to build only 170,000 homes. That works out to $676,000 per home. The money was wasted on bureaucracy. Now they want to create a new Crown corporation to physically build the homes, creating even more involvement and more strings for them to pull. Here is the kicker: They already have a Crown corporation that does this.
All the bill does is merge the failed national housing strategy and the failed Canada Lands Company into one corporation. That is Liberal math: Take two failing things, put them together and pretend it works. In reality, it is like they are trying to build a motorcycle with two flat tires. Can members imagine how many homes could have been built if the Liberals had worked with the Conservatives to remove the GST on new home builds?